Amanda Savage KC

“Super intelligent and extremely user friendly. Amanda is a superb advocate.” – Legal 500, 2024

“Relates very well to clients in stressful and difficult situations, and is a very strong, compelling advocate.” – Legal 500

“Amanda has excellent attention to detail and is particularly skilled at drafting pleadings, while also being good on her feet in court.” – Legal 500

“She is clever and incisive.” – Legal 500

Insurance forms a sizeable part of Amanda’s practice. This area of her practice dovetails well with Amanda’s experience of claims against insurance professionals and her expertise in the professional liability field. She has advised and acted on insurance and reinsurance disputes involving the construction of policies and coverage issues (both between insurers and between insurers and the insured) both generally and in the professional indemnity context, including cases involving notification issues, what constitutes a ‘claim’ and dishonesty exclusions (particularly involving cases of actual or suspected mortgage fraud). Amanda has particular experience of cases involving the Third Party (Rights Against Insurers) Act 2010.

Amanda has also acted and advised in disputes arising out of combined commercial insurance policies, critical illness and permanent health insurance policies. She was involved (during part time secondments at CMS Cameron McKenna and RPC respectively) in commercial litigation relating to insurance for film finance (contingent expenses insurance) and with the LMX PA Spiral arbitrations.

Featured Insurance & Reinsurance cases

• Acting for the ARP (leading Will Harman) in multi party dispute concerning potential cover for numerous negligence claims brought by numerous individuals in respect of failed enterprise investment scheme and film investments: raises a number of insurance issues including the scope of notification;
• Acting for insurers (leading Ben Archer) responding to appeal to the Court of Appeal ) concerning when limitation expires for the purposes of claims against insurers under the Third Parties (Rights against Insurers) Act 2010 (case under appeal Rashid v Direct Savings Ltd [2022] 8 WLUK 108);
• Dispute concerning the terms of a reinsurance policy and the scope of a “follow the settlement” clause in the motor insurance context;
• Acting for Insurers in dispute involving the Consumer Insurance (Disclosure and Representation) Act 2012 and what constitutes a “misrepresentation” for those purposes;
• Acting for a number of professional footballers in relation to insurance issues arising out of claims against insolvent IFAs who advised on and/or promoted Business Property Relief tax schemes;
• Acting for insurers in relation to a declaration that it is not obliged to indemnify the policy holder in respect of potential liability arising out of an accident at the property in respect of which the insured was carrying out work, and can avoid the business trade insurance policy;
• Acting for a major insurance company in a claim brought against them for loss of stock and business interruption following the alleged theft of jewellery and gold stock, issues good fault, non disclosure and construction of warranties;
• Advising and conducting indemnity con in respect of repudiation of professional indemnity policy arising out of fraud;
• Acting (with Graham Eklund KC) for insured against insurers in dispute involving interpretation of conditions precedent to liability and allegations of breach of condition relating to an intruder alarm – appeared at trial and in the Court of Appeal;
• Advising and acting in respect of several arbitrations between insurers as to when a “claim” was made against a solicitor;
• Advising and acting in respect of numerous arbitrations between insurers involving questions of successor practices including in the  context of sole practitioners and he effect of ‘holding out’ on the definition of “sole practitioner” and “transition” within the MTC Rules;
• Advising in a coverage dispute between insurers and insured, involving considerations of insolvency law and the nature of a potential claim against company administrators;
• Defending underwriters in relation to a claim brought by a tour operator involving multiple holiday insurance claims;
• Acting for an individual in a dispute arising out of a repatriation and health cover insurance policy;
• Advising on policy interpretation in an employers’ liability claim; and
• Acting in permanent health insurance and critical illness policy dispute.

Amanda’s practice also involves acting for insurers in subrogated recovery actions involving property damage.