Peter Morcos

Peter has extensive experience of insurance law including disputes involving issues such as misrepresentation, non-disclosure, notification, dishonesty, coverage and aggregation.

His recent instructions in this area include:

• Advising insurers on aggregation issues in relation to the SRA minimum terms and conditions.
• Acting for AIG in the Commercial Court ([2016] Lloyd’s Rep. I.R. 147), the Court of Appeal ([2016] Lloyd’s Rep. I.R. 289) and the Supreme Court ([2017] UKSC 18) in AIG Europe Limited v OC320301 LLP, an aggregation dispute under the SRA minimum terms and conditions. The case is the first to come before the Courts in relation to the construction and application of the aggregation clause under the SRA minimum terms and conditions.
• Sole counsel advising a policyholder on coverage issues under a product liability policy. In particular, the case concerns claims made and notified arising out of fire damage caused by heating appliances sold by the policyholder company.
• Acting for insurers in relation to an aggregation issue arising out of a solicitor’s dishonest appropriation of funds.
• Sole counsel advising insurers in relation to notification and dishonesty under an insolvency practitioner’s professional indemnity policy.
• Sole counsel for an insurer resisting an injunction application in the High Court in relation to coverage issues under a commercial insurance policy.
• Sole counsel acting for insurers in relation to a coverage dispute which raised issues of notification and of the time permitted to insurers to adjust a loss.
• Sole counsel in a claim against insurance brokers raising questions as to the meaning and validity of a clause prescribing territorial limits in the underlying insurance policy.
• Sole counsel acting for a legal expenses insurer in a claim against its former advisers, raising issues of the meaning of the terms of business and the manner in which those terms interplay with the cover provided.
• Advising on successor practice rules under the SRA minimum terms and conditions and in particular in the context of a merger of two firms.