Also a Professor of Law at King’s College London, Eva has an advisory practice in the areas of consumer credit and financial services law. Her expertise has long been acknowledged by the Directories where she has recently been described as ‘an undisputed authority’ in consumer credit and ‘one of the most clued-up practitioners in the field’.

She has been co-editor of Sweet and Maxwell’s Encyclopedia of Consumer Credit for over 30 years and advises on Consumer Credit Acts 1974 and 2006 (and other related) issues arising under credit and hire agreements. She was on the DTI’s Consumer Credit Steering Group which led to the Consumer Credit Act 2006 and was an expert on the UK’s delegation to UNCITRAL’s Convention on Receivables Financing (Vienna and New York: 1997-2001).

With John Powell QC she established and until recently edited  Sweet and Maxwell’s Encyclopedia of Financial Services Law and she has a particular expertise in the application of the Financial Services and Markets Act 2000 to investment business activity.

The Directories

‘An undisputed guru when it comes to FS and consumer credit thanks to her specialist knowledge “She’s efficient and very easy to work with as she will listen to instructions.”‘ – Chambers and Partners 2016, Financial Services.

‘She has extensive and detailed knowledge of financial services law, and is a pleasure to instruct.’ – Legal 500 2015

“She’s a very well-respected academic in the FS area. When she writes an article, everyone reads it with interest.” “Her quality of analysis cannot be matched.” – Chambers and Partners 2015, Financial Services.

“She really is a guru and she easily produces advice on very complex technical regulations.” – Chambers and Partners 2016, Consumer Law.

“She is very good and highly academic.” “She has produced some excellent written work on the area.” – Chambers and Partners 2015, Consumer Law.

‘”The go-to person for difficult technical questions on the consumer credit act.” Testament to her knowledge of her subject, she has produced some of the leading textbooks in this field of the law.’ – Chambers and Partners 2013.

‘Professor Eva Lomnicka continues to attract applause. As editor of the definitive encyclopaedia on consumer credit, she is widely regarded as one of the most clued-up practitioners in the field.’ – Chambers UK 2010;

Professor Eva Lomnicka is ‘an undisputed authority’ in consumer credit – Legal 500 directory 2010.

‘Eva Lomnicka, a law professor at King’s College London, continues to win enthusiastic acclaim as the leading junior in our tables. She has particular expertise in consumer credit law and is co-author of a leading guide to financial services law.’ – Chambers & Partners, 2005

‘[She] added value, was diligent, imaginative and, most importantly, right.” – Chambers Directory, 2003-2004

“academically rigorous” and “knows so much more about the legislation than anyone in the universe”, which enables her to “think ahead and bring to bear changes in the pipeline in her response.” – Chambers Directory, 2002-2003

Clients think that she is “simply excellent” because “she has everything at her fingertips – there’s no need to lay it out because she is there with you”, while peers acknowledge that “there aren’t many who come near her in level of experience.” – Chambers Directory, 2001-2002

Major publications

  • Encyclopaedia of Consumer Credit Law, Sweet & Maxwell 1975 (looseleaf), General Editor
  • Palmer’s Company Law, Sweet and Maxwell (looseleaf), editor of Part 11 (Investor Protection)
  • Chitty on Contracts, Sweet and Maxwell, 32nd Edition (2015), editor of Chapter 39 (Credit and Security)
  • Benjamin’s Sale of Goods, 6th Edition (2010), editor of Chapter 24 (Export Credit Guarantees)
  • The Law of Security and Title-Based Financing , 2nd Ed OUP 2012 (With Professors Beale and Bridge and Gullifer (3rd Edition in preparation))
  • Modern Banking Law, OUP: now 5th Ed, 2011 (with Prof. Ellinger and Chris Hare)
  • Financial Services Law, OUP: 2nd Ed, 2009, editors: Blair, Walker & Purves; author of Chapter 17 (Collective Investment Schemes) (3rd edition with new chapter on consumer credit in preparation)
  • The Financial Services and Markets Act: An Annotated Guide, Sweet & Maxwell 2002


Qualifications & Memberships

Editorial Boards

Journal of Business Law

Company Lawyer


Financial Services Lawyers Association (Treasurer and Advisory Board)

Practical Law: Financial Services (Consultation Board)



Polish (working knowledge)


Professor of Law, King’s College London

1969- 1972 Girton College Cambridge (BA – Starred 1st class)

1972- 1973 Girton College Cambridge (LLB – Starred 1st Class; Chancellor’s Medal)


VAT registration number: 524302487