Nicole Sandells

Education

B.A. (Oxon) (First Class)




Tel: +44 20 7822 2038
Email: n.sandells@4newsquare.com
Email Clerk: a.call@4newsquare.com

Year of Call: 1994


Languages
French and Spanish

Profile

Nicole joined Chambers in 2002 having developed a successful practice at the Chancery commercial bar. The majority of her work falls within the general categories of Chancery, commercial dispute resolution and related professional liability, with a special emphasis on civil fraud and recoveries, banking, trusts, property, and mortgage litigation.

In recent years Nicole has been successfully involved in a number of high profile civil fraud and mortgage-related cases, including the North East Property Buyers litigation in the Court of Appeal and the Supreme Court. This work overlaps with her professional liability practice and most recently she represented the successful bank in Lloyds Bank v Markandan & Uddin in the Court of Appeal and the Respondent solicitor in AIB v Redler in the Supreme Court. As can be seen from her list of cases, Nicole is never happier than when tackling complex and difficult points of law, and relishes appellate advocacy.

Nicole is a member of the Chancery Bar Association, the Professional Negligence Bar Association, COMBAR and the London Common Law & Commercial Bar Association.

 


Chancery

Nicole has a broad Chancery practice, developed at the Chancery commercial bar before she joined Chambers in 2002. Her practice encompasses all areas of property and private client litigation, including Court of Protection related work (see for example Re J). In particular, Nicole has a recognised and successful mortgage litigation and civil fraud practice, having made a number of successful appearances on behalf of lenders in the Court of Appeal or the House of Lords in recent years, and in 2014 in the Supreme Court.  As can be seen from her list of cases, Nicole relishes appellate advocacy and complex and difficult points of law. 

Nicole is a member of the Chancery Bar Association, the Professional Negligence Bar Association, COMBAR and the London Common Law & Commercial Bar Association.

Mortgages

Nicole:

Banking

Nicole’s mortgage practice is supported by other work in the banking field, particularly in relation to the interpretation and enforcement of standard terms and conditions in mortgages, guarantees and other financial arrangements, and claims under the Unfair Terms in Consumer Contracts Regulations, the Mortgage Conduct of Business Rules, the Insurance Conduct of Business Rules and the unfair relationships provisions of the Consumer Credit Act 1974. For example, Nicole has argued successfully on a number of occasions that early redemption charges are not unfair terms and can be enforced by lenders.

Fraud

Nicole has wide experience of all aspects of civil fraud. Her practice covers everything from equitable proprietary remedies and title rectification, through claims against the defaulting borrower, to claims against the professionals involved in the transaction, whether innocently or not, and claims in mistake, unjust enrichment and restitution.

She has a special expertise in claims raising subrogation issues, vendor’s liens, equitable charges, overriding interests, breach of trust and breach of undertaking, and accessory liability for knowing assistance or knowing receipt.

Her practice also incorporates the professional indemnity issues arising out of fraud claims and claims against the Law Society Compensation Fund.

Real Property

Nicole’s practice covers all aspects of real property work including:

Nicole acted for the successful party in the adverse possession case Lambeth Council v. Blackburn, including a successful application in the House of Lords. Nicole also advised the successful party on the land law aspects of The Queen (Lord Chancellor) v. Chief Land Registrar. More recently she has appeared in the North East Property Buyers litigation in the Court of Appeal and the Supreme Court (concerning overriding interests, the proprietary consequences of exchange of contracts, beneficial interests in land and priority), in Bank of Scotland v Joseph in the Court of Appeal (concerning the use and interpretation of unilateral notices), in  Barons Finance v Kensington in the Court of Appeal (concerning priority and mistake) and in Garwood v Bank of Scotland in the High Court (concerning re-registration of mortgages removed from the Register by mistake).

Trusts, Wills, Probate and the Administration of Estates

Nicole's practice is concentrated on private client litigation rather than non-contentious advisory work. She has broad experience in:

Nicole advises and represents both trustees and beneficiaries with regard to breach of trust claims and accounting for trust property. She advises on and litigates Court of Protection matters including statutory wills, receiverships, deputyships and Enduring and Lasting Powers of Attorney. She appeared in Re Cameron (ademption; enduring powers of attorney) and acted for the successful applicant in Re J, concerning the validity of enduring powers of attorney creating successive attorneyships.

A significant minority of Nicole’s practice involves representing trustees or beneficiaries in mediation or other alternative dispute resolution. She has recently been involved in settling two multi-million pound claims under the Inheritance (Provision for Family and Dependants) Act 1975 acting in one for executors and in the other for minor child claimants. 

Nicole has recently appeared in both Lloyds Bank v Markandan & Uddin and AIB v Redler, which dealt with issues of breach of trust, account, remedies for breach of trust, defences under section 61 of the Trustee Act 1925 and contributory negligence and causation in the trust context.


Commercial Dispute Resolution

Nicole takes on litigation and advisory work in relation to all varieties of domestic and international contractual disputes including: 

She has particular experience of claims under the Unfair Terms in Consumer Contracts Regulations.
Nicole has also developed a niche practice litigating National Lottery syndicate disputes after acting for the successful party in Abrahams v. Abrahams.


Professional Liability

The majority of Nicole's professional liability work is related to the general categories of Chancery and commercial dispute resolution. Nicole has broad experience not only in direct professional liability claims, but also in underlying actions brought to correct or mitigate alleged errors. Most recently she represented the defendant solicitor in AIB v Redler in the Supreme Court and the successful bank in Lloyds Bank v Markandan & Uddin in the Court of Appeal. She is never happier than when tackling complex and difficult points of law, or pursuing novel or unusual solutions to professional liability problems. Nicole has recently settled a number of multi-million pound claims involving alleged fraud and deceit by valuers, breach of fiduciary duty by solicitors, and accessory liability/knowing assistance involving solicitors.

Nicole is a member of the Chancery Bar Association, the Professional Negligence Bar Association, COMBAR and the London Common Law & Commercial Bar Association.

Accountants, Auditors & Actuaries

Nicole has experience of:

Construction Professionals

Nicole has experience acting for and against construction professionals in a wide variety of construction related disputes ranging from failure properly to damp proof domestic residences to claims for failing to advise properly as to planning issues for proposed residential development.

Financial Services Professionals

Nicole has experience:

Lawyers

Nicole has wide-ranging experience of solicitors' and barristers' negligence, fraud and breach of trust claims, for and against defendants, including:

Most recently Nicole has acted for the Claimant bank in Lloyds TSB v Markandan & Uddin, and for the Defendant solicitor in AIB v Redler. Nicole also advises defendants and claimants with regard to coverage issues and disputes, and advises claimants with regard to claims on the Law Society Compensation Fund. Nicole’s practice also covers the underlying corrective litigation required to limit the liability of defaulting professionals, such as construction or rectification actions and the enforcement of equitable interests in land – see for example, Nicole’s successful arguments in Re J (Enduring Power of Attorney) and North East Property Buyers.

Surveyors & Valuers

Nicole has broad experience acting mainly against surveyors and valuers, often in mortgage-related actions. In addition to the more usual negligence claims, Nicole has recently settled a multi-million pound surveyors’ fraud claim concerning fraudulent valuations provided in back to back sale transactions.