Insurance Brokers & Agents
Given her considerable insurance experience Clare is well placed to act on claims for and against brokers and, consequently, is regularly instructed in relation to such claims both on a standalone basis and where insurers are also being sued.
Notable instructions include:
- Acting for a claimant whose broker failed to put in place sufficient cover resulting in substantial uninsured losses following a fire.
- Acting for a broker who was alleged to have failed to disclose material facts to an insurer as a result of which they declined a substantial fire claim.
- Acting for a broker who failed to pass on premium to an insurer as a result of which the policy was not incepted and the claimant was not covered for a fire. The broker’s case was that, by reason of non-disclosure/breach of warranty, the claim would not have been covered in any event.
- Acting for a valuer in a claim against its broker arising out of a failure to notify circumstances to its professional indemnity insurer.
- Advising a company on a claim against its insurer and broker arising out of a fire which caused over £1million damage to its property (as junior to Graham Eklund QC).
- Advising a private individual who alleged that his insurance broker had failed to obtain a medical insurance policy on the terms which had been requested.
- Acting for a broker who was sued in relation to the scope of Critical Illness Cover which he had obtained for his client.
- Acting for a broker in a claim said to be worth about £6million arising out of a major fire at a factory where insurers declined to provide a full indemnity.
Clare is the editor of the “Members and Managing Agents at Lloyd’s” chapter in the 7th edition of Jackson & Powell.