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Nicholas Davidson QC

Insurance & Reinsurance

Nicholas regards the interpretation of documents as an exceptionally interesting area, and is intrigued by the challenges, including those of professional indemnity policies with the requirements to conform to Minimum Terms, not to mention the special context of solicitors’ policies’ with the Assigned Risks Pool policy in the background.

Nicholas has extensive experience, as advocate and arbitrator, of insurance law, especially professional indemnity insurance law, and the practical operation of policies, including dishonesty issues and the potentially vexing subjects of “notification” of circumstances and the composite nature of the insurance.  Recent work for Quinn Insurance has seen cases which have interested many - William McIlroy (Swindon) Ltd v. Quinn Insurance Ltd [2010] EWHC 2448 (TCC) (arbitration clause; time bar; relevance of ICOB; now on its way to the Court of Appeal); Quinn Insurance v. The Law Society [2010] EWCA Civ 805 (on the extent to which insurers can access documents, on which decision  he has delivered explanatory talks to the British Insurance Law Association and the Professional Negligence Bar Association); Kidsons v. Underwriters at Lloyds  [2008] EWCA Civ 1206 (application of minimum terms; notifications of Circumstances and their effect).  Quorum A/S v. Schramm [2002] 1 Lloyd’s Rep. 249 involved unusual interpretation problems and exploration of the London and French markets for a Degas pastel thought to be of unique interest to the Greek shipowning community.

He frequently deals with issues relating to fraud exceptions and reimbursement claims based on dishonesty.

He is experienced in the procedures where dishonesty is under consideration, and has conducted “indemnity cons” and is familiar with issues as to the handling of subsequent arbitrations.